A real cash offer,
in writing.
Tell us about the property and we will come and view it. We aim to make an offer within 24 to 48 hours of viewing, locked for 72 hours so you can take advice. The price we put in writing is the price we complete at.
Every confirmed offer is a signed document like this one.
Property Redress Scheme · HMRC AML supervised · ICO registered · Zero fees
Kept
Sample · Ref BW-2026-0142
PROPERTY
14 Acacia Avenue, Stockport SK4 3HQ
OUR CASH OFFER
£244,000
Locked for 72 hours
- Completion
- Weeks, not months
- Fees to you
- None
Signed for Kept
Real reasons people choose certainty over price.
Probate
You inherited a property
HMRC charges 8.75% interest on inheritance tax six months after the death. Empty homes bleed council tax and insurance. We complete on the grant date so the estate doesn't lose money waiting.
Chain break
Your buyer pulled out
You've spent months getting to exchange. Don't lose your onward purchase. We step in with a binding offer so the chain holds and your move stays on track.
Relocation
You’re moving abroad or for work
International signatures, time-zone delays, empty house syndrome. You sign once, we complete on your timeline.
Divorce or separation
You need a clean break
Court-ordered timelines, joint mortgage to clear, emotional weight. We move quietly and quickly. Solicitors talk to solicitors.
Dealing with probate and not sure what happens next? Read our plain-English guide for executors →
Five steps. No surprises.
Every offer is generated from real comparable sales. The maths are published. Nothing hidden. The price we confirm in writing is the price we complete at.
- 01
You get in touch
Tell us the address and a little about your situation. We acknowledge receipt and pull what we can from public records, Land Registry, EPC and planning, before bothering you for anything else.
Straight away
- 02
Indicative offer
We send an indicative offer range based on comparable sales, PropertyData valuation, and the public records we found. Clearly labelled INDICATIVE — our honest starting point, subject only to viewing.
After desk research
- 03
We come and view the property
We physically view every property before we confirm a price. We assess condition and anything not clear from the records. We tell you in advance what we are looking for.
At your convenience
- 04
Confirmed price in writing
The price we send is the price we complete at. We share the survey notes that informed it. Locked for 72 hours so you can take advice.
We aim for 24–48 hours after viewing
- 05
Conveyancing and completion
You instruct your own solicitor. We can recommend firms accustomed to working on expedited timelines to keep the transaction efficient. We instruct ours straight away. Regular updates on a live timeline you can share with anyone. We pay all our own legal costs.
Paced to suit you
Where the number actually comes from.
We buy below open-market value. On purpose, and we say so. Here is the whole trade, side by side — including the route that beats us on price.
Worked example · 14 Acacia Avenue, Stockport1
Market estimate
HM Land Registry comparables, 24 months, trend-adjusted
- £268,000
Speed & certainty — our margin
Named, not hidden. It is how we make money.
- −£24,000
Your figure, in writing
Locked 72 hours · no fees to you · completion in weeks
- £244,000
Same property, sold through a good local agent
Likely sale price
Higher than our figure. That is the honest headline.
- £268,000
Agent fee
Typically 1–1.5% + VAT2
- −£4,800
4–8 months of waiting
Council tax, insurance, utilities, mortgage interest on an empty or half-lived-in home
- −£££
Fall-through risk
Roughly a third of agreed sales collapse before completion3
- ~1 in 3
If time is on your side, the open-market route usually puts more money in your pocket — and we’d genuinely tell you to take it. Our figure wins on one thing only: it is certain, it is fast, and it does not fall through. That is the whole trade, stated out loud.
- 1. Illustrative example — a fictional property. Every real offer sets out its own figures line by line; see the published methodology.
- 2. Typical UK high-street sole-agency fee range; your agent may charge more or less.
- 3. Source: TwentyCi fall-through data, 2025.
Tell us about your home.
A few quick details. An indicative figure first, then a confirmed offer in writing after we view the property.
Software does the maths. A person makes the promise.
Comparable sales, title records, market trend — the desk research is automated, which is why it’s fast. The judgment isn’t. Nothing is sent to you until a person has read it and put their name to it, and when you write to us, it’s Anthony who reads it. Same-day response, Monday to Friday.
No renegotiation.
No surprises.
The single biggest complaint about cash buyers is the last-minute price drop. We put the price in writing and stand behind it.
- Offer validity
- Legally binding upon Kept for 72 hours. Time-stamped, in writing, downloadable as PDF.
- No price reduction
- We do not renegotiate between issue and exchange. There are three documented exceptions: a survey reveals a material defect not visible at viewing, a title issue emerges that materially affects value, or information provided proves materially incorrect. In each case you can walk away at no cost.
- Walk-away free
- You may withdraw at any point before exchange. No penalty, no chase.
- Costs covered
- No fee to us at any point. As the buyer we pay our own legals, searches and survey.
Don’t take our word for any of this.
Property Redress Scheme
Members of the PRS, a government-approved independent redress body. If we get something wrong, you have somewhere to take it that is not us.
Verify at theprs.co.uk →The Property Ombudsman code
We voluntarily follow the TPO code for seller-facing communications, although cash buying does not require it.
Read the code at tpos.co.uk →HMRC AML supervised
Registered with HMRC for anti-money-laundering supervision under the Money Laundering Regulations 2017.
See our full regulatory status →ICO registered
Registered with the Information Commissioner’s Office as a data controller. Your details are handled under UK data-protection law.
Search the ICO register →Cash property buying is not regulated by the FCA, so no FCA-authorisation claim appears above. What that means for you is set out plainly on our regulatory status page.
Questions sellers ask us most.
Why is the offer below open-market?+
Because we buy for cash, complete in weeks rather than months, charge no fee, and take the risk of fall-through. The price reflects the speed and certainty of the transaction. You're paying us a speed premium for certainty.
Can I change my mind after I accept?+
Yes. The offer is binding upon Kept for 72 hours. It is not binding upon you until exchange of contracts. You can withdraw at any point before exchange at no cost.
What does it cost me?+
Zero. No agent fee, no survey fee, and no fee to us at any point. As the buyer we pay for our own legals, searches and survey. The figure you see in the offer is the figure that lands in your account on completion day.
How is the offer calculated?+
We pull every comparable sale within 0.5 miles of your home from HM Land Registry's last 24 months, adjust for market trend, score risk factors, then apply a transparent speed-premium discount. The full methodology is published.
How quickly can you complete?+
In weeks rather than months, paced to suit a probate grant or onward move. We instruct solicitors as soon as you accept and share proof of funds straight away.
Can the offer change later?+
The price we confirm in writing is the price we complete at. There are only three exceptions, all documented in writing: (1) a structural survey reveals a material defect that was not visible or disclosed at viewing, (2) a title issue emerges during conveyancing that materially affects value, or (3) information provided about the property turns out to be materially incorrect. None of those apply? The price does not change.
Are you regulated?+
Cash property buying is unregulated by the FCA. We are members of the Property Redress Scheme (PRS) — a government-approved independent redress body — voluntarily follow The Property Ombudsman code, are HMRC-registered for AML supervision, and ICO-registered as a data controller.
When we’re probably not the right answer
We buy below open market value, at a price that reflects the speed and certainty of the transaction. That trade is right for some sellers and wrong for others. We’d rather tell you so up front than waste your time.
You have plenty of time and no pressure to sell.
If you can wait 4–8 months for the right buyer, the open market will almost certainly get you a better price. Speed is the trade you’re paying for with us.
Your property is in excellent condition and high demand.
Family homes in popular streets, with no chain issues, usually sell fast at full market value through a good high-street agent. That’s their wedge, not ours.
You want to maximise every pound of sale price.
Our offer is below open-market value by design — a speed premium for cash, certainty, and no chain. If maximising is the goal, this isn’t the route.
If you read those and one of them describes you, we’d genuinely suggest calling a local agent first. We’d rather you sold well than sold to us.
Partner fee agreed per deal, in writing.